Accounts
Accounts in the currencies your business is paid in.
Dedicated and virtual IBANs, USD accounts for SWIFT and separate balances for collections, operating costs and reserves. Hold, convert and pay out across 40+ currencies from one login.
- Dedicated and virtual IBANs
- USD accounts for SWIFT
- 40+ conversion and payout currencies
- Balances by purpose
- Coming soon Accounts with IBANs
What you get
Dedicated IBAN accounts
Account details in your company's name for receiving and paying in supported account currencies.
Virtual IBANs
Extra receiving details for a client, region or marketplace, so incoming payments arrive already sorted.
USD accounts for SWIFT
Receive and pay US dollars internationally through SWIFT.
Balances by purpose
Collections, operating and treasury balances, with transfers between them when you need them.
Account and payout currencies
Receiving details cover a set of account currencies. Conversion and payouts cover 40+ currencies. We confirm both lists for your business before you open an account.
References kept on every payment
Incoming and outgoing payments keep their reference, so you can match them to invoices or settlement reports.
Trading account
A separate multi-currency account for crypto trading, with its own balances in fiat and stablecoins. Move money in from your main balances when you choose, set a monthly funding limit, and keep trading apart from the money that runs your business.
Inside the platform
Illustrative platform preview — sample data.
Sign in to a demo workspace and try each product with sample data.
Your accounts, sorted by purpose
Try the sample dashboard, then explore how collections, operating and treasury balances work together.
Atlas Export Ltd
Good morning
Receive customer deposits and client payments into dedicated details.
- Customer and player deposits
- Client invoices
- Marketplace payouts
- Sweeps to operating
- Client refunds and withdrawals
For businesses that hold third-party funds, such as player balances or client deposits. How those funds are held is agreed during onboarding.
Currencies
Currency coverage by service
Each service has its own currency list. A currency in one list is not automatically available in the others.
Conversion and payouts
Part of the 40+ currencies you can convert into and pay out in. We confirm the full list for your business before you open an account.
- USDUS Dollar
- EUREuro
- GBPBritish Pound
- AEDUnited Arab Emirates Dirham
- CHFSwiss Franc
- CADCanadian Dollar
- AUDAustralian Dollar
- SGDSingapore Dollar
- HKDHong Kong Dollar
- JPYJapanese Yen
- CNYChinese Yuan
- INRIndian Rupee
- TRYTurkish Lira
- PLNPolish Zloty
- SEKSwedish Krona
- ZARSouth African Rand
Receiving accounts
Currencies with local receiving rails described on this site. Other account currencies are confirmed for your business before you open an account.
- EUREuro
- GBPBritish Pound
- USDUS Dollar
Merchant acceptance
Confirmed for each merchant, depending on the payment method and the payer's country.
Digital assets
USDT and USDC today. 18 more assets are planned and will be added based on customer demand.
- USDTTether
- USDCUSD Coin
- BTCBitcoinPlanned
- ETHEthereumPlanned
- SOLSolanaPlanned
- XRPXRPPlanned
- BNBBNBPlanned
- TRXTRONPlanned
- LTCLitecoinPlanned
- BCHBitcoin CashPlanned
- ADACardanoPlanned
- AVAXAvalanchePlanned
- LINKChainlinkPlanned
- DOTPolkadotPlanned
- XLMStellarPlanned
- DOGEDogecoinPlanned
- TONToncoinPlanned
- NEARNEAR ProtocolPlanned
- SUISuiPlanned
- POLPOL (formerly Polygon MATIC)Planned
Solution
International Trade & Settlement
See how accounts, payments, conversion and stablecoin settlement fit together for importers, exporters and distributors.
Explore International Trade & SettlementWho uses it
Importers and exporters
Collect EUR from buyers in a dedicated IBAN and keep USD for supplier invoices in a SWIFT account.
Platforms holding client money
Receive client funds into a dedicated collections account, apart from the company's operating funds, under arrangements agreed during onboarding.
Agencies with many clients
Give larger clients their own virtual IBAN so retainers are matched to the right client on arrival.
Pricing
- Monthly account fee
- Business €25 · personal €5
- Incoming SEPA
- Free
- Outgoing SEPA up to €5,000
- €1
- Outgoing non-SEPA and SWIFT (shared charges)
- Business 0.2%, minimum €25 · personal 0.1%, minimum €45
The lowest business and personal prices. Yours depend on where you're based and, for a business, what it does.
Questions
Which currencies can I hold, and which can I pay out in?
These are two lists. Receiving details (dedicated IBANs, virtual IBANs and USD accounts for SWIFT) cover a set of account currencies. Conversion and payouts cover 40+ currencies. We confirm both lists for your business before you open an account.
What is a client collection account?
An account with its own details used only to receive money from your customers or clients. It keeps third-party funds apart from the account you use to pay suppliers and staff. How client money is held is agreed with each business during onboarding.
How many virtual IBANs can I have?
Virtual IBANs are available for supported account currencies. The number you need is agreed during onboarding, based on how you collect payments.
Is Valtora a bank?
No. Valtora is a financial technology platform, not a bank. Valtora coordinates your business review and onboarding.
Can I keep trading funds separate from my main balances?
Yes. A trading account is a separate multi-currency account that funds crypto trading. Money moves in and out only when you move it, and payments can't spend from it. Only cards you choose to link to it can. Availability is confirmed during onboarding.
Discuss your payment flows.
Tell us how money moves through your business and we'll reply by email to arrange a call.
Chat on TelegramValtora coordinates your business review and onboarding.