FX

Convert between 40+ currencies with the fee shown first.

Convert a balance you hold, or convert and send in one step. The conversion fee and any transfer fee appear as separate lines before you confirm.

  • Convert balance
  • Convert and send
  • Fiat and crypto
  • 40+ currencies
  • Coming soon Currency conversion
Apply for early access

What you get

Convert balance

Move money between your currency balances. Only the conversion fee applies.

Convert and send

Convert and pay in one step. You see the conversion fee and the transfer fee separately.

Fiat and crypto

Convert between currencies, and between fiat and supported digital assets.

40+ currencies

Conversion and payouts across 40+ currencies, with receiving details for a set of account currencies.

Treasury view

See every balance in the currency you report in.

Larger conversions

Converting large amounts regularly? Talk to us about pricing for your volumes.

Inside the platform

  • Illustrative platform preview — sample data.

Sign in to a demo workspace and try each product with sample data.

Fee calculator

Choose a mode and business or personal. The calculator uses the lowest published prices and sample exchange rates.

You send
Conversion fee · 2.00%
$200.00
Transfer fee · 0.2%, minimum €25
$27.17
Total fees (deducted from amount)
$227.17
Illustrative rate
1 USD = 0.9200 EUR
Debited from your USD balance
$10,000.00
Recipient receives Example estimate
8,991.00

Example using the lowest Business prices. Exchange rates here are illustrative samples, not live quotes. Fees are calculated on the amount you enter; fixed fees and minimums are set in EUR.

Currencies

Currency coverage by service

Each service has its own currency list. A currency in one list is not automatically available in the others.

Conversion and payouts

Part of the 40+ currencies you can convert into and pay out in. We confirm the full list for your business before you open an account.

  • USDUS Dollar
  • EUREuro
  • GBPBritish Pound
  • AEDUnited Arab Emirates Dirham
  • CHFSwiss Franc
  • CADCanadian Dollar
  • AUDAustralian Dollar
  • SGDSingapore Dollar
  • HKDHong Kong Dollar
  • JPYJapanese Yen
  • CNYChinese Yuan
  • INRIndian Rupee
  • TRYTurkish Lira
  • PLNPolish Zloty
  • SEKSwedish Krona
  • ZARSouth African Rand

Receiving accounts

Currencies with local receiving rails described on this site. Other account currencies are confirmed for your business before you open an account.

  • EUREuro
  • GBPBritish Pound
  • USDUS Dollar

Merchant acceptance

Confirmed for each merchant, depending on the payment method and the payer's country.

Digital assets

USDT and USDC today. 18 more assets are planned and will be added based on customer demand.

  • USDTTether
  • USDCUSD Coin
  • BTCBitcoinPlanned
  • ETHEthereumPlanned
  • SOLSolanaPlanned
  • XRPXRPPlanned
  • BNBBNBPlanned
  • TRXTRONPlanned
  • LTCLitecoinPlanned
  • BCHBitcoin CashPlanned
  • ADACardanoPlanned
  • AVAXAvalanchePlanned
  • LINKChainlinkPlanned
  • DOTPolkadotPlanned
  • XLMStellarPlanned
  • DOGEDogecoinPlanned
  • TONToncoinPlanned
  • NEARNEAR ProtocolPlanned
  • SUISuiPlanned
  • POLPOL (formerly Polygon MATIC)Planned

Solution

International Trade & Settlement

See how accounts, payments, conversion and stablecoin settlement fit together for importers, exporters and distributors.

Explore International Trade & Settlement

Who uses it

01

Exporters

Convert USD sales into EUR when supplier invoices fall due, without sending money out.

02

Agencies

Convert EUR retainers into USD to fund ad platforms that bill in dollars.

03

Platforms

Convert stablecoin settlement into fiat for operating costs.

Pricing

Transfer in another currency
Business 2% plus 0.2%, minimum €25 · personal 2% of the amount
Cashing out or trading between balances
0.6%

The lowest business and personal prices. Yours depend on where you're based and, for a business, what it does.

Find your prices

Questions

Are the rates in the calculator live?

No. The calculator uses sample rates. You see the actual rate before you confirm a conversion.

Do I pay a transfer fee when I convert a balance?

No. Converting money that stays in your account is a conversion only. A transfer fee applies when money leaves by bank transfer.

Do you offer forward contracts or scheduled conversions?

Not at launch.

Can I get better pricing for large conversions?

Talk to us. We discuss pricing for larger, regular volumes.

Discuss your payment flows.

Tell us how money moves through your business and we'll reply by email to arrange a call.

Chat on Telegram

Valtora coordinates your business review and onboarding.

Services of interest
Add more detail (optional)

We use these details only to respond to your enquiry. Availability depends on business activity, jurisdiction and eligibility review.