Global Trade & E-Commerce
Collect in one currency. Pay suppliers in another.
Trade businesses move money in several directions at once: buyer payments in euros, supplier invoices in dollars, marketplace payouts on their own schedules. Valtora keeps collections, conversion and supplier payments in one place, with every payment carrying its reference so you can match it to the invoice behind it.
- Importers
- Exporters
- Wholesalers
- Distributors
- Cross-border sellers
- Marketplace merchants
Main challenges
What makes these payment flows harder
- 1Matching each buyer receipt to the right invoice reference when payments arrive in several currencies.
- 2Reconciling marketplace settlements, which bundle many orders, fees and refunds into one payout.
- 3Knowing where a supplier payment is after it leaves, and which invoice it settled.
- 4Converting between the currency you sell in and the currency your costs are in, at the right moment.
Relevant services
Valtora services for this industry
- Dedicated and virtual IBAN accounts
- USD accounts for SWIFT
- SEPA, SEPA Instant, Faster Payments, CHAPS, ACH, wires and SWIFT
- Conversion and payouts across 40+ currencies
- Bulk payouts from a CSV file
- Business cards for staff and contractors
Which services you use depends on your business model, countries and the eligibility review.
Solution
International Trade & Settlement
See how accounts, payments, conversion and stablecoin settlement fit together for importers, exporters and distributors.
Explore International Trade & SettlementA distributor pays overseas suppliers from euro sales
- 1ReceiveSEPA · EUR
European buyers pay invoices in EUR into the distributor's dedicated IBAN, each quoting the invoice reference.
- 2HoldEUR balance
The EUR balance stays in the operating account until supplier invoices fall due.
- 3ConvertEUR → USD
Part of the balance is converted into USD at a quoted rate.
- 4PaySWIFT · USD
Approved overseas suppliers are paid in USD through SWIFT, with the invoice number in the payment reference.
Example only. It describes a typical flow, not a real customer, and uses no actual figures.
Discuss your payment flows.
We look at how your business operates before suggesting accounts, cards or payout routes. Tell us where your money comes from and where it goes.
Chat on TelegramValtora coordinates your business review and onboarding.