Cards
Cards for your team, your campaigns and your own spending.
Multi-currency virtual and physical debit cards for businesses and individuals, funded from your Valtora balances, with a budget and controls on every card.
- Multi-currency, virtual and physical
- Cards for your whole team
- Budgets per card
- Freeze in one tap
- Live now Cash out and send to a card
- Coming soon Valtora cards
What you get
Business cards
Cards for staff, contractors or campaigns. How many cards you need is agreed during onboarding.
Personal cards
A multi-currency card for your own spending, funded from your balances. Card prices will be listed when cards open.
Virtual and physical
Virtual cards for online spend and subscriptions, physical cards for travel and in-person purchases.
Budgets and limits
Set a budget per card, campaign, team or person and watch spend against it.
Freeze and replace
Freeze a card when a campaign pauses or a contractor leaves, and replace a lost card.
Multi-currency by default
Every card spends from your Valtora balances in any currency. If you hold the currency you pay in, the card uses that balance with no conversion. If not, we convert on the platform at the live rate, from the balance that costs you least, and the conversion fee shows on the transaction.
Inside the platform
Illustrative platform preview — sample data.
Sign in to a demo workspace and try each product with sample data.
Card controls by use case
Switch between agency campaigns, vendor subscriptions and team cards. Freeze any card to see how it works.
One virtual card per client campaign, each with its own budget.
Who uses it
Marketing agencies
A virtual card per client campaign, each with its own advertising budget.
Software and vendors
A card per subscription, so cancelling one vendor never affects the others.
Teams and contractors
Physical cards for staff and contractors, with limits per person.
Pricing
- Monthly account fee
- Business €25 · personal €5
The lowest business and personal prices. Yours depend on where you're based and, for a business, what it does.
Card prices will be listed here when cards open.
Questions
Can I have several business cards?
Yes. How many you need, for example one per campaign, is agreed during onboarding.
Are cards debit or credit?
Debit. Cards spend from your Valtora balances.
Can I offer cards to my own customers?
Yes, through Cards as a Service, which is a separate programme for partners.
Which card network will you use?
We will publish card network details before launch.
What happens when I pay in another currency?
The card checks the balances you allow it to use. A balance in the merchant's currency is used first, so there's no conversion. Otherwise we convert on the platform at the live rate from the balance that costs you least, and you see the rate and the conversion fee on the transaction.
Can I link a card to a different account?
Yes. Each virtual or physical card spends from the account you link it to, for example your current account or your trading account. Switch it at any time: the card keeps its number and details, so you don't need a new card.
Discuss your card needs.
Tell us how money moves through your business and we'll reply by email to arrange a call.
Chat on TelegramValtora coordinates your business review and onboarding.