iGaming & Gaming Infrastructure
Payment flows for licensed operators and the businesses that supply them.
Gaming businesses differ widely. A licensed operator handles player funds; a game studio or platform supplier invoices operators for licences and services. We look at which side of the market you are on and set up accounts around those flows.
- Licensed operators
- Game studios
- Platform suppliers
- Affiliates
- Specialist service providers
Main challenges
What makes these payment flows harder
- 1A studio that supplies operators is often assessed as if it were an operator itself.
- 2Licence fees and revenue shares arrive from operators in several currencies.
- 3Affiliate commissions and developer payments go to many countries each month.
- 4Operator collections and withdrawals have to run through routes approved for the licence.
Relevant services
Valtora services for this industry
- Dedicated and virtual IBAN accounts
- Separate balances for collections, operating funds and reserves
- SEPA, SEPA Instant, Faster Payments, CHAPS, ACH, wires and SWIFT
- Conversion and payouts across 40+ currencies
- Bulk payouts from a CSV file
- Business cards for staff and contractors
Which services you use depends on your business model, countries and the eligibility review.
Operators and suppliers have different flows
Licensed operators
- Player collections and withdrawals through approved routes
- Player balances kept apart from operating money
- Affiliate commissions and marketing spend
- Licence details reviewed during onboarding
B2B suppliers
- Licence and revenue-share fees from approved operators
- Payments to developers, hosting and marketing partners
- Conversion between invoicing and cost currencies
- No player funds involved
A gaming-software supplier receives licence fees and pays its partners
- 1ReceiveB2B receipts
Approved operators pay B2B licence fees into the supplier's EUR and USD accounts.
- 2ConvertUSD → EUR
Part of the USD receipts is converted into EUR for local costs.
- 3PaySEPA · SWIFT
Developers and hosting providers are paid by SEPA and SWIFT.
- 4CommissionBulk payouts
Marketing partners receive their commissions in one bulk run.
Example only. It describes a typical flow, not a real customer, and uses no actual figures.
A licensed operator runs player funds and operating money separately
- 1CollectPlayer funds
Player deposits arrive through approved collection routes into a dedicated player-funds account.
- 2HoldSeparate account
Player balances stay in that account, apart from the operator's own money.
- 3WithdrawWithdrawals
Player withdrawals are paid back from the player-funds account through approved routes.
- 4OperateOperating account
The operator's own revenue moves to its operating account to pay affiliates, suppliers and staff.
Player-fund arrangements are agreed separately with each licensed operator during onboarding.
Example only. It describes a typical flow, not a real customer, and uses no actual figures.
Discuss your payment flows.
We look at how your business operates before suggesting accounts, cards or payout routes. Tell us where your money comes from and where it goes.
Chat on TelegramValtora coordinates your business review and onboarding.